On the stock market since 2025, it operates in the world of money and finance. It has 602 employees. Now — the numbers.
This is an established company with proven profits.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Sales are growing strongly for its sector.
The price is looking for direction — no strong breakout, no collapse.
Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Executive Buying: The trades send no strong signal of confidence.
The stock trades 51% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 29% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 66% a year on average.
The average analyst price target is $60.00 — 66% above today’s price.
The company’s market value is 43 times its annual profit. Even a small disappointment could hit the price hard.
Over the last 12 months, executives reported 134 sells against just 15 buys. Not an alarm bell by itself, but a number worth watching.
On our five-subject report card, FIGR sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: FIGR is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Analysts’ average target sits above today’s price, yet the valuation grade (7/100) says the stock isn’t cheap.