FINW — Stock Film
STOCK FILMSCENE 1/11FINW · $14.00
Stock Expert AI presents
FINW
FinWise Bancorp
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
FinWise Bancorp. A quick introduction.

On the stock market since 2021, it operates in the world of money and finance. It has 206 employees. Now — the numbers.

on the stock market since 2021
206 employees
$190.2M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $11 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 11%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
71%Strategic Program Fees
Strategic Program Fees 71%Financial Service, Other 12%Gain (Loss) on Sales of Loans, Net 8%Small Business Administration Loan Servicing Fees 7%Strategic Program Service Charges 2%Other 1%
71% of all revenue comes from a single line: Strategic Program Fees.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 17% a year over the last 4 years. Every year shown ended in profit.

$81.1M
2021
$90.2M
2022
$86.6M
2023
$97.5M
2024
$151M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
4 / 8
EXPECTATIONS MET OR BEATEN
4
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
Jul 2026
4 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
What executives did with their own stock over the last 12 months:
18 buy9 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 38% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 19% a year on average.

2
THE BRIGHT SIDE · 2/2
Executives are buying their own stock

Over the last 12 months, company executives reported 18 buys and 9 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, FINW sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: FINW is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film