FISV — Stock Film
STOCK FILMSCENE 1/11FISV · $52.58
Stock Expert AI presents
FISV
Fiserv, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Fiserv, Inc. A quick introduction.

On the stock market since 1986, it operates in the world of technology. It has 38,000 employees. Now — the numbers.

on the stock market since 1986
38K employees
$28B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $16 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 16%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
81%Processing and Services
Processing and Services 81%Products 19%
81% of all revenue comes from a single line: Processing and Services.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $28.3B. In times of high interest rates, a gap like that can squeeze a company.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
69
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
23
very weak

Clearly below the class average.

VALUATION
95
very strong

The price looks reasonable next to what the company earns.

GROWTH
71
strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
18
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Thin profit on each sale3/10
WORTH WATCHING

Profit per Sale: The profit kept from each sale is thin.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 78% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 16% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 66 buys and 17 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Analysts’ target sits above today’s price

The average analyst price target is $62.4619% above today’s price.

1
THE RISKS · 1/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 18/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 23/100.

3
THE RISKS · 3/3
Thin profit on each sale

As the slice kept from each sale thins out, so does the profit. Council score: 3/10.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, FISV sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: FISV is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film