FMFG — Stock Film
STOCK FILMSCENE 1/10FMFG · $19.01
Stock Expert AI presents
FMFG
Farmers and Merchants Bancshares, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Farmers and Merchants Bancshares, Inc. A quick introduction.

On the stock market since 2004, it operates in the world of money and finance. It has 95 employees. Now — the numbers.

on the stock market since 2004
95 employees
$61.5M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $13 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 13%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
72%Deposit Account
Deposit Account 72%Financial Service, Other 28%
72% of all revenue comes from a single line: Deposit Account.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$27.5M
2021
$28.1M
2022
$32.4M
2023
$39.5M
2024
$44.2M
2025
What executives did with their own stock over the last 12 months:
11 buy0 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 30% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 16% a year on average.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 11 buys and 0 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.70 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, FMFG sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: FMFG is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film