FNHC — Stock Film
STOCK FILMSCENE 1/11FNHC · $0.0002
Stock Expert AI presents
FNHC
FedNat Holding Company
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
FedNat Holding Company. A quick introduction.

On the stock market since 1998, it operates in the world of money and finance. It has 341 employees. Now — the numbers.

on the stock market since 1998
341 employees
$0 market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $1.4.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

THE SALES TREND
Sales have been shrinking.

An average decline of 11% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.

$391.7M
2017
$396.1M
2018
$415M
2019
$432.2M
2020
$245.5M
2021
In the vault right now:
$0
DEBT: $118.8M
At this pace, that money lasts about 4 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
2 / 8
EXPECTATIONS MET OR BEATEN
2
Aug 2020
Nov 2020
Mar 2021
May 2021
Aug 2021
Nov 2021
Mar 2022
May 2022
2 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Growth has stalled2/10
Costs eat into the margin4/10
WORTH WATCHING

Revenue Growth: Sales are growing slowly.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 100% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/1
Executives are buying their own stock

Over the last 12 months, company executives reported 43 buys and 6 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
Small sales, big loss

A loss of $103.1M against $245.5M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/3
Trading under $1

The stock sits at $0.0002. Under exchange rules, stocks that stay below $1 for too long risk being removed from the market.

3
THE RISKS · 3/3
A wildly swinging price

This stock swings about 2.1 times as much as the market average. Big rallies — and big drops — can both happen fast.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, FNHC sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: FNHC is a small company that closed last year at a loss. The road back to profit runs through spending discipline.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film