FRC — Stock Film
STOCK FILMSCENE 1/10FRC · $3.51
Stock Expert AI presents
FRC
First Republic Bank
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
First Republic Bank. What it actually does.

Provides private banking services to high-net-worth individuals. Offers private business banking solutions for businesses. Now — the numbers.

on the stock market since 2010
7,213 employees
$653.6M market value
Revenue last year:
$5.8B
The net profit left over:
$1.7B
Out of every $100 of revenue, $29 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 29%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$3.6B
2018
2019
2020
2021
$5.8B
2022
Every quarter, analysts set a profit bar.
How many of the last 6 did the company clear?
6 / 6
EXPECTATIONS MET OR BEATEN
6
Jan 2022
Apr 2023
6 TIMES IN THE LAST 6 QUARTERS
It clears the bar, quarter after quarter.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
0.4×

The market pays 0.4× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

Analysts' average target sits 4,667% above today's price.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 98% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 29% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 13% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 6 of the last 6 quarters — consistency is a promise kept.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film