FRC — Stock Film
STOCK FILMSCENE 1/9FRC · $3.51
Stock Expert AI presents
FRC
First Republic Bank
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
First Republic Bank. A quick introduction.

On the stock market since 2010, it operates in the world of money and finance. It has 7,213 employees. Now — the numbers.

on the stock market since 2010
7,213 employees
$653.6M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $29 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 29%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 13% a year over the last 4 years. Every year shown ended in profit.

$3.6B
2018
$3.3B
2019
$3.9B
2020
$5B
2021
$5.8B
2022
Every quarter, analysts set a profit bar.
How many of the last 6 did the company clear?
6 / 6
EXPECTATIONS MET OR BEATEN
6
Jan 2022
Apr 2022
Jul 2022
Oct 2022
Jan 2023
Apr 2023
6 TIMES IN THE LAST 6 QUARTERS
It clears the bar, quarter after quarter.
THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 98% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 29% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 21% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 6 of the last 6 quarters — consistency is a promise kept.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, FRC sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: FRC is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film