FUNC — Stock Film
STOCK FILMSCENE 1/11FUNC · $45.86
Stock Expert AI presents
FUNC
First United Corporation
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
First United Corporation. A quick introduction.

On the stock market since 1992, it operates in the world of money and finance. It has 343 employees. Now — the numbers.

on the stock market since 1992
343 employees
$295.6M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $21 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 21%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
53%Trust Department
Trust Department 53%Debit Card Income 22%Service Charges on Deposit Accounts 12%Brokerage Commissions 8%Other Service Charges 5%
53% of all revenue comes from a single line: Trust Department.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are growing, year after year.

Average growth of 11% a year over the last 4 years. Every year shown ended in profit.

$78.6M
2021
$80.4M
2022
$95.6M
2023
$111.8M
2024
$119.2M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Jul 2024
Oct 2024
Apr 2025
Jul 2025
Oct 2025
Feb 2026
Apr 2026
Jul 2026
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
87
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
81
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
87
very strong

The price looks reasonable next to what the company earns.

GROWTH
79
strong

Clearly above the class average — a step short of the very top.

PRICE MOMENTUM
93
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 21% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 14% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

THE RISKS

Nothing in the current numbers stands out as a clear risk. Still, no stock is ever risk-free.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, FUNC sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: FUNC is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film