On the stock market since 2010, it operates in the world of money and finance. It has 900 employees. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 10% a year over the last 4 years. Red columns mark years that ended in a loss.
Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price isn’t cheap next to earnings — that’s why this grade sits in the middle.
Clearly above the class average — a step short of the very top.
The price is looking for direction — no strong breakout, no collapse.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Business Quality: Profit power and business quality trail similar companies in the sector.
An investor who bought at the very peak is down 76% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
Over the last 3 years, sales grew about 13% a year on average.
The company sells $2.1B a year; the problem isn’t sales — it’s costs running above that number.
The average analyst price target is $18.00 — 35% above today’s price.
A loss of $98.9M against $2.1B in annual sales.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 3/100.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 36/100.
On our five-subject report card, GDOT sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: GDOT has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.