Originates residential mortgage loans for homebuyers across the United States. Sells originated mortgage loans into the secondary market to institutional investors. Now — the numbers.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
This is an established company with proven profits.
An average decline of 9% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
The gap is $2.9B. In times of high interest rates, a gap like that can squeeze a company.
The market pays 12.8× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Analysts' average target sits 12% below today's price.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
It pays out $0.75 per share each year — regular cash for whoever holds the stock.
Over the last 4 years, sales fell about 9% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
The stock trades 12% above the average analyst price target.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.