GNW — Stock Film
STOCK FILMSCENE 1/12GNW · $10.49
Stock Expert AI presents
GNW
Genworth Financial, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Genworth Financial, Inc. What it actually does.

Provides mortgage insurance products through the Enact segment. Offers long-term care insurance products in the United States. Now — the numbers.

on the stock market since 2004
3,100 employees
$4B market value
WHERE DOES THE MONEY COME FROM?
60%Long Term Care Insurance
Long Term Care InsuranceLife and Annuities 21%Life Insurance 18%Fixed Annuities <1%Other <1%
60% of all revenue comes from a single line: Long Term Care Insurance.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$6.4B
The net profit left over:
$223M
Out of every $100 of revenue, $4 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 4%

This is an established company with proven profits.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Nov 2024
Aug 2026
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
18×

The market pays 18× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 89% of them.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
45 buy62 sell

Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
43
weak

Clearly below the class average.

FINANCIAL STRENGTH
65
strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
89
very strong

The price looks reasonable next to what the company earns.

GROWTH
43
weak

Clearly below the class average.

PRICE MOMENTUM
88
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Business Quality: Profit power and business quality trail similar companies in the sector.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

THE BRIGHT SIDE

Our checks did not surface a specific strength to highlight here.

1
THE RISKS · 1/3
Sales are shrinking

Over the last 4 years, sales fell about 4% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/3
The business trails its class

Measured against its sector, the quality of the business sits below the class average. Report-card grade: 43/100.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 43/100.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film