On the stock market since 2004, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
No real growth (-3% a year). Red columns mark years that ended in a loss.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Sales are growing strongly for its sector.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Bets Against the Stock: The number of investors betting on a fall stands out.
The stock trades below its recent peak — about 10% off the top. A pullback, not a collapse.
The net profit margin is 126% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 27% a year on average.
Over the last 12 months, company executives reported 31 buys and 4 sells. Management buying with its own money is usually read as a good sign.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 24/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 30/100. For a turnaround signal, the stock first needs to close the gap with the market.
The weight of investors positioned for a fall can be felt in the market. Council score: 2/10.
On our five-subject report card, GRF sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: GRF is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.