On the stock market since 2013, it operates in the world of money and finance. It has 170 employees. Now — the numbers.
This is an established company with proven profits.
No real growth (4% a year).
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price isn’t cheap next to earnings — that’s why this grade sits in the middle.
Clearly below the class average.
The stock has been running stronger than the market lately.
Growth: Sales growth trails the sector average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
The stock trades 38% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 46% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 29 buys and 7 sells. Management buying with its own money is usually read as a good sign.
The average analyst price target is $53.25 — 34% above today’s price.
The growth engine is running at low revs right now. Report-card grade: 10/100.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 11/100.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 42/100.
On our five-subject report card, HASI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: HASI is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.