On the stock market since 2026, it operates in the world of money and finance. It has 20,424 employees. Now — the numbers.
This is an established company with proven profits.
Average growth of 20% a year over the last 4 years. Every year shown ended in profit.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly above the class average — a step short of the very top.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Bets Against the Stock: The number of investors betting on a fall stands out.
The stock trades below its recent peak — about 13% off the top. A pullback, not a collapse.
The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 16% a year on average.
Over the last 12 months, company executives reported 266 buys and 70 sells. Management buying with its own money is usually read as a good sign.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 8/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 13/100. For a turnaround signal, the stock first needs to close the gap with the market.
The weight of investors positioned for a fall can be felt in the market. Council score: 2/10.
On our five-subject report card, HBANZ sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: HBANZ is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.