On the stock market since 2021, it operates in the world of money and finance. It has 1,891 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 26% a year over the last 4 years. Red columns mark years that ended in a loss.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Clearly above the class average — a step short of the very top.
Clearly below the class average.
Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
angles, checked one by one.
The 3 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Executive Buying: The trades send no strong signal of confidence.
The stock trades 36% below its peak. The market has trimmed its expectations for the company.
Over the last 3 years, sales grew about 21% a year on average.
The average analyst price target is $14.00 — 17% above today’s price.
The company’s market value is 84 times its annual profit. Even a small disappointment could hit the price hard.
Today’s price already includes part of tomorrow’s optimism. Report-card grade: 18/100.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 33/100.
On our five-subject report card, HGTY sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: HGTY is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
Analysts’ average target sits above today’s price, yet the valuation grade (18/100) says the stock isn’t cheap.