HLAN — Stock Film
STOCK FILMSCENE 1/10HLAN · $160
Stock Expert AI presents
HLAN
Heartland BancCorp
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Heartland BancCorp. What it actually does.

Provide personal and business checking and savings accounts. Offer a variety of lending solutions including mortgages, personal loans, and commercial loans. Now — the numbers.

on the stock market since 1999
298 employees
$323.6M market value
Revenue last year:
$70.9M
The net profit left over:
$19.5M
Out of every $100 of revenue, $28 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 28%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 10% a year over the last 4 years. Every year shown ended in profit.

$48.2M
2019
2020
2021
2022
$70.9M
2023
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
6 / 8
EXPECTATIONS MET OR BEATEN
6
Apr 2023
Jan 2025
6 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
16.6×

The market pays 16.6× for every dollar of annual profit — around what a business like this usually costs.

Analysts' average target sits 38% below today's price.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 28% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 10% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $3.04 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
The price sits above analysts’ target

The stock trades 38% above the average analyst price target.

2
THE RISKS · 2/2
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film