On the stock market since 2012, it operates in the world of money and finance. It has 766 employees. Now — the numbers.
This is an established company with proven profits.
Average growth of 21% a year over the last 4 years. Red columns mark years that ended in a loss.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
An investor who bought at the very peak is down 76% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The net profit margin is 33% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 31% a year on average.
Since the drop from its peak, buyer appetite hasn’t come back.
On our five-subject report card, HMST sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: HMST is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.