HOV — Stock Film
STOCK FILMSCENE 1/11HOV · $116
Stock Expert AI presents
HOV
Hovnanian Enterprises, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Hovnanian Enterprises, Inc. What it actually does.

Designs and constructs single-family detached homes. Builds attached townhomes and condominiums. Now — the numbers.

on the stock market since 1983
1,891 employees
$587.9M market value
WHERE DOES THE MONEY COME FROM?
97%Home Building
Home BuildingFinancial Service 3%
97% of all revenue comes from a single line: Home Building.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$3B
The net profit left over:
$63.9M
Out of every $100 in sales, $2 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 2%

This is an established company with proven profits.

Cash on hand:
$272.8M
Total debt:
$930.2M
The debt outweighs the cash.

The gap is $657.4M. In times of high interest rates, a gap like that can squeeze a company.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
9.2×

The market pays 9.2× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

Against companies in its own sector, it looks cheaper than 94% of them.

No analyst target is on record for this company.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
82
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
30
very weak

Clearly below the class average.

VALUATION
94
very strong

The price looks reasonable next to what the company earns.

GROWTH
42
weak

Clearly below the class average.

PRICE MOMENTUM
55
average

The price is looking for direction — no strong breakout, no collapse.

WORTH WATCHING

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 51% below its peak. The market has trimmed its expectations for the company.

THE BRIGHT SIDE

Our checks did not surface a specific strength to highlight here.

1
THE RISKS · 1/3
Growth has stalled

Over the last 4 years, sales grew only 2% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 30/100.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 42/100.

FINALE · THE GRADE
A
72 / 100 · MoonshotScore

On our five-subject report card, HOV sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: HOV is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film