Provides retail banking services to individuals. Offers wealth management services, including investment and insurance products. Now — the numbers.
This is an established company with proven profits.
Average growth of 16% a year over the last 4 years. Every year shown ended in profit.
The market pays 16.2× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 81% of them.
Analysts' average target sits 51% below today's price.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
There is growth, but not at top-of-the-class tempo.
The stock has been running stronger than the market lately.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 17% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 16% a year on average.
It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.
The stock trades 51% above the average analyst price target.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 42/100.
No clear buy-side message is coming from the executive floor.
On our five-subject report card, HSBC sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: HSBC is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Not covered, because the filings we hold do not carry it: the revenue breakdown.