On the stock market since 1998, it operates in the world of money and finance. It has 350 employees. Now — the numbers.
This is an established company with proven profits.
Average growth of 13% a year over the last 4 years. Every year shown ended in profit.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
The stock trades below its recent peak — about 8% off the top. A pullback, not a collapse.
The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 10% a year on average.
It pays out $0.52 per share each year — regular cash for whoever holds the stock.
The stock trades 12% above the average analyst price target.
On our five-subject report card, HTBK sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: HTBK is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.