HTFC — Stock Film
STOCK FILMSCENE 1/11HTFC · $25.18
Stock Expert AI presents
HTFC
Horizon Technology Finance Corp
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Horizon Technology Finance Corp. What it actually does.

Provides secured loans to venture capital-backed companies. Now — the numbers.

on the stock market since 2022
$232M market value
Revenue last year:
$40M
The loss that same year:
$2.7M
For every $1 it earns, the company spends $1.1.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

In the vault right now:
$105.5M
DEBT: $473.0M
At this pace, that money lasts about 39.7 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

THE PRICE TAG
MARKET VALUE / ANNUAL SALES
5.8×

This company is not turning a profit, so the market is pricing its sales instead: 5.8× for every dollar of annual revenue.

Against companies in its own sector, it looks cheaper than 98% of them.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
16 buy0 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
88
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
63
average

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
98
very strong

The price looks reasonable next to what the company earns.

GROWTH
38
weak

Clearly below the class average.

PRICE MOMENTUM
55
average

The price is looking for direction — no strong breakout, no collapse.

WORTH WATCHING

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
The product is selling

Sales run at $40.0M a year. A small number, but proof the product has real buyers.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 16 buys and 0 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.56 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Running at a loss

A loss of $2.7M against $40.0M in annual sales.

2
THE RISKS · 2/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 38/100.

3
THE RISKS · 3/3
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film