HUM — Stock Film
STOCK FILMSCENE 1/11HUM · $379
Stock Expert AI presents
HUM
Humana Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Humana Inc. A quick introduction.

On the stock market since 1981, it operates in the world of health and science. It has 67,060 employees. Now — the numbers.

on the stock market since 1981
67K employees
$44B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $1 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 1%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
85%Insurance
Insurance 85%CenterWell 15%
85% of all revenue comes from a single line: Insurance.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$84B
2021
$93B
2022
$106B
2023
$118B
2024
$130B
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
76
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
42
weak

Clearly below the class average.

VALUATION
74
strong

Clearly above the class average — a step short of the very top.

GROWTH
40
weak

Clearly below the class average.

PRICE MOMENTUM
83
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
Thin profit on each sale3/10
Costs eat into the margin4/10
WORTH WATCHING

Profit per Sale: The profit kept from each sale is thin.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 33% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 12% a year on average.

2
THE BRIGHT SIDE · 2/3
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 59 buys and 30 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
A rich price tag

The company’s market value is 37 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 40/100.

3
THE RISKS · 3/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 42/100.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, HUM sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: HUM is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film