HVBC — Stock Film
STOCK FILMSCENE 1/11HVBC · $34.60
Stock Expert AI presents
HVBC
HV Bancorp, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
HV Bancorp, Inc. What it actually does.

Functions as the parent company of Huntingdon Valley Bank. Now — the numbers.

on the stock market since 2017
131 employees
$77.4M market value
WHERE DOES THE MONEY COME FROM?
58%Fees for Customer Service
Fees for Customer ServiceBank Servicing 28%Insufficient Funds Fees 11%A T M Interchange Fee Income 2%Other 1%
58% of all revenue comes from a single line: Fees for Customer Service.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$25.7M
The net profit left over:
$2.2M
Out of every $100 of revenue, $9 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 9%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 25% a year over the last 4 years. Every year shown ended in profit.

$10.7M
2018
2019
2020
2021
$25.7M
2022
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
34.7×

The market pays 34.7× for every dollar this company earns in a year — a price that already assumes things go well.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
9 buy35 sell

Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
Sales keep climbing

Over the last 4 years, sales grew about 25% a year on average.

1
THE RISKS · 1/2
A rich price tag

The company’s market value is 35 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/2
Executives lean toward selling

Over the last 12 months, executives reported 35 sells against just 9 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film