IHC — Stock Film
STOCK FILMSCENE 1/10IHC · $57.01
Stock Expert AI presents
IHC
Independence Holding Company
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Independence Holding Company. A quick introduction.

On the stock market since 1980, it operates in the world of money and finance. It has 550 employees. Now — the numbers.

on the stock market since 1980
550 employees
$0 market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $4 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 4%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
52%Group disability, life, DBL and PFL
Group disability, life, DBL and PFL 52%Specialty Health Segment 48%Individual life annuities and other Segment <1%
52% of all revenue comes from a single line: Group disability, life, DBL and PFL.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are growing, year after year.

Average growth of 9% a year over the last 4 years. Every year shown ended in profit.

$311M
2016
$320.5M
2017
$350.8M
2018
$374.4M
2019
$443.9M
2020
THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Costs eat into the margin4/10
WORTH WATCHING

Cost Efficiency: As sales grow, profit fails to keep the same pace.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 11% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.44 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
The stock has lost its spark

The price action doesn’t yet back an upward turn. Council score: 0/10.

2
THE RISKS · 2/2
Costs eat into the margin

Costs swallow the gains that sales growth brings in. Council score: 4/10.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, IHC sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: IHC is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film