IOUFF — Stock Film
STOCK FILMSCENE 1/9IOUFF · $0.16
Stock Expert AI presents
IOUFF
IOU Financial Inc
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
IOU Financial Inc. What it actually does.

Originates commercial loans for small and medium-sized businesses in the United States. Sells commercial loans receivable to institutional purchasers. Now — the numbers.

on the stock market since 2013
83 employees
$17.7M market value
Revenue last year:
$20.6M
The net profit left over:
$28K
Out of every $100 in sales, less than $1 stays as net profit.

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 11% a year over the last 4 years. Red columns mark years that ended in a loss.

$13.3M
2018
2019
2020
2021
$20.6M
2022
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
631.1×

The market pays 631.1× for every dollar this company earns in a year — a price that already assumes things go well.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 23% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/1
Sales keep climbing

Over the last 4 years, sales grew about 11% a year on average.

1
THE RISKS · 1/2
Trading under $1

The stock sits at $0.16. Under exchange rules, stocks that stay below $1 for too long risk being removed from the market.

2
THE RISKS · 2/2
A rich price tag

The company’s market value is 631 times its annual profit. Even a small disappointment could hit the price hard.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film