Provides personal banking services including checking accounts, savings products, and loans. Offers mortgage and credit card services to individual customers. Now — the numbers.
This is an established company with proven profits.
Average growth of 22% a year over the last 4 years. Every year shown ended in profit.
The market pays 11.7× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
No analyst target is on record for this company.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Trading Liquidity: The shares change hands too rarely for smooth trading.
The stock trades below its recent peak — about 12% off the top. A pullback, not a collapse.
The net profit margin is 15% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 22% a year on average.
It pays out $5.22 per share each year — regular cash for whoever holds the stock.
Getting in and out without moving the price could prove difficult. Council score: 2/10.
The price action doesn’t yet back an upward turn. Council score: 3/10.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.