Offers a range of deposit products to individuals and corporate clients. Provides loans and credit cards to consumers and businesses. Now — the numbers.
This is an established company with proven profits.
Average growth of 19% a year over the last 4 years. Every year shown ended in profit.
The market pays 10.4× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Analysts' average target sits 23% below today's price.
Buys outnumber sells, but taken together the trades don’t add up to a strong signal of confidence.
The stock trades below its recent peak — about 13% off the top. A pullback, not a collapse.
Over the last 4 years, sales grew about 19% a year on average.
It pays out $0.58 per share each year — regular cash for whoever holds the stock.
The stock trades 23% above the average analyst price target.
No clear buy-side message is coming from the executive floor.
Against everything we grade, ITUB lands near the top. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: ITUB is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
Not covered, because the filings we hold do not carry it: the revenue breakdown.