Invests in residential mortgage-backed securities (RMBS). Invests in commercial mortgage-backed securities (CMBS). Now — the numbers.
This is an established company with proven profits.
Average growth of 61% a year over the last 3 years. Red columns mark years that ended in a loss.
The market pays 6.2× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Against companies in its own sector, it looks cheaper than 91% of them.
Analysts' average target sits 14% above today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly above the class average — a step short of the very top.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
An investor who bought at the very peak is down 79% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The net profit margin is 30% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 61% a year on average.
Over the last 12 months, company executives reported 8 buys and 1 sell. Management buying with its own money is usually read as a good sign.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 3/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 27/100. For a turnaround signal, the stock first needs to close the gap with the market.
We grade companies — revenue, margins, balance sheets. This is a fund, so there is no report card to give. That is not a low grade; it is a different kind of thing.
One-line summary: a basket, not a business. Judge it by what it holds.