JCAP — Stock Film
STOCK FILMSCENE 1/11JCAP · $19.54
Stock Expert AI presents
JCAP
Jefferson Capital, Inc. Common Stock
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Jefferson Capital, Inc. Common Stock. A quick introduction.

On the stock market since 2025, it operates in the world of money and finance. It has 1,178 employees. Now — the numbers.

on the stock market since 2025
1,178 employees
$1.2B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $31 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 31%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
90%United States
United States 90%United Kingdom 10%
90% of revenue comes from one region: United States.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 111% a year over the last 4 years. Every year shown ended in profit.

$31.2M
2018
$45.1M
2019
$323.1M
2023
$433.3M
2024
$613.3M
2025
Every quarter, analysts set a profit bar.
How many of the last 4 did the company clear?
1 / 4
EXPECTATIONS MET OR BEATEN
1
Aug 2025
Nov 2025
May 2026
Jun 2026
1 TIME IN THE LAST 4 QUARTERS
It misses the bar more often than not.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
100
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
92
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
98
very strong

The price looks reasonable next to what the company earns.

GROWTH
100
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
15
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 16% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 31% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 53% a year on average.

3
THE BRIGHT SIDE · 3/3
Analysts’ target sits above today’s price

The average analyst price target is $26.0033% above today’s price.

1
THE RISKS · 1/1
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 15/100. For a turnaround signal, the stock first needs to close the gap with the market.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, JCAP sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: JCAP is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film