JKHY — Stock Film
STOCK FILMSCENE 1/11JKHY · $165
Stock Expert AI presents
JKHY
Jack Henry & Associates, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Jack Henry & Associates, Inc. A quick introduction.

On the stock market since 1985, it operates in the world of technology. It has 7,300 employees. Now — the numbers.

on the stock market since 1985
7,300 employees
$11B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $20 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 20%

This is an established company with proven profits.

THE SALES TREND
Sales are growing — but slowly for a company this size.

Average growth of 7% a year over the last 4 years. Every year shown ended in profit.

$1.9B
2022
$2.1B
2023
$2.2B
2024
$2.4B
2025
$2.5B
2026
Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $27.9M. In times of high interest rates, a gap like that can squeeze a company.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
75
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
75
strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
70
strong

Clearly above the class average — a step short of the very top.

GROWTH
72
strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
62
average

The price is looking for direction — no strong breakout, no collapse.

No real weak spot in any of the five subjects — a balanced report card.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking8/10
Few are betting against it10/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 22% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 20% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $2.38 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, JKHY sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: JKHY is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film