JOE — Stock Film
STOCK FILMSCENE 1/11JOE · $60.00
Stock Expert AI presents
JOE
The St. Joe Company
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
The St. Joe Company. A quick introduction.

On the stock market since 1990, it operates in the world of real estate. It has 1,131 employees. Now — the numbers.

on the stock market since 1990
1,131 employees
$3.4B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $23 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 23%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
94%Real Estate
Real Estate 94%Homebuilder Homesite Sales, Lot Residuals 4%Homebuilder Homesite Sales, Certain Products and Services 1%
94% of all revenue comes from a single line: Real Estate.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 18% a year over the last 4 years. Every year shown ended in profit.

$267M
2021
$252.3M
2022
$389.3M
2023
$402.7M
2024
$513.3M
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
93
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
97
very strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
49
weak

Clearly below the class average.

GROWTH
99
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
33
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking10/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 18% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 23% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 27% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.62 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Executives lean toward selling

Over the last 12 months, executives reported 43 sells against just 4 buys. Not an alarm bell by itself, but a number worth watching.

2
THE RISKS · 2/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 33/100. For a turnaround signal, the stock first needs to close the gap with the market.

3
THE RISKS · 3/3
The price runs ahead of the earnings

Today’s price already includes part of tomorrow’s optimism. Report-card grade: 49/100.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, JOE sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: JOE is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film