On the stock market since 2014, it operates in the world of money and finance. It has 577 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
No real growth (3% a year). Red columns mark years that ended in a loss.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
There is growth, but not at top-of-the-class tempo.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Business Quality: Profit power and business quality trail similar companies in the sector.
An investor who bought at the very peak is down 90% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The average analyst price target is $5.50 — 36% above today’s price.
It pays out $0.04 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales grew only 1% a year on average. At this size, speeding back up is not easy.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 4/100. For a turnaround signal, the stock first needs to close the gap with the market.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 41/100.
On our five-subject report card, JRVR sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: JRVR is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.