JUVF — Stock Film
STOCK FILMSCENE 1/10JUVF · $15.85
Stock Expert AI presents
JUVF
Juniata Valley Financial Corp
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Juniata Valley Financial Corp. A quick introduction.

On the stock market since 1999, it operates in the world of money and finance. It has 111 employees. Now — the numbers.

on the stock market since 1999
111 employees
$79.8M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
37%Bank Servicing
Bank Servicing 37%Debit Card 35%Fees Derived From Loan Activity 13%Fiduciary and Trust 9%Investment Advisory, Management and Administrative Service 6%
37% of all revenue comes from a single line: Bank Servicing.

Revenue is spread across several business lines; no single line carries the company.

THE SALES TREND
Sales are growing, year after year.

Average growth of 11% a year over the last 4 years. Every year shown ended in profit.

$29.8M
2021
$32.8M
2022
$38.5M
2023
$42.9M
2024
$44.7M
2025
What executives did with their own stock over the last 12 months:
16 buy0 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 8% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 11% a year on average.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 16 buys and 0 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/1
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, JUVF sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: JUVF is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film