Provides personal and commercial automobile insurance through its Specialty Property and Casualty Insurance segment. Now — the numbers.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
This is an established company with proven profits.
The market pays 11.9× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Against companies in its own sector, it looks cheaper than 83% of them.
No analyst target is on record for this company.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
The price is looking for direction — no strong breakout, no collapse.
Business Quality: Profit power and business quality trail similar companies in the sector.
Growth: Sales growth trails the sector average.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
Over the last 12 months, company executives reported 49 buys and 22 sells. Management buying with its own money is usually read as a good sign.
It pays out $1.50 per share each year — regular cash for whoever holds the stock.
Over the last 4 years, sales fell about 4% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 17/100.
The growth engine is running at low revs right now. Report-card grade: 20/100.
On our five-subject report card, KMPB sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: KMPB does earn real profits — but on our report card it still sits behind its class. The real debate isn’t the quality of the business — it’s what that quality should cost.