KNSL — Stock Film
STOCK FILMSCENE 1/11KNSL · $350
Stock Expert AI presents
KNSL
Kinsale Capital Group, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Kinsale Capital Group, Inc. A quick introduction.

On the stock market since 2016, it operates in the world of money and finance. It has 720 employees. Now — the numbers.

on the stock market since 2016
720 employees
$8.1B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $27 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 27%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 30% a year over the last 4 years. Every year shown ended in profit.

$653.5M
2021
$838.8M
2022
$1.2B
2023
$1.6B
2024
$1.9B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Jul 2024
Oct 2024
Feb 2025
Apr 2025
Jul 2025
Oct 2025
Feb 2026
Apr 2026
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
99
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
65
strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
39
weak

Clearly below the class average.

GROWTH
91
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
6
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
The stock has lost its spark0/10
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 36% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 27% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 31% a year on average.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 6/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/2
The price runs ahead of the earnings

Today’s price already includes part of tomorrow’s optimism. Report-card grade: 39/100.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, KNSL sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: KNSL is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

Analysts’ average target sits above today’s price, yet the valuation grade (39/100) says the stock isn’t cheap.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film