Provides e-commerce point-of-sale lease-purchase options. Targets nonprime consumers in the United States. Now — the numbers.
This is an established company with proven profits.
The gap is $59.2M. In times of high interest rates, a gap like that can squeeze a company.
The market pays 19.8× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 62% of them.
Analysts' average target sits 68% above today's price.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.
The price isn’t cheap next to earnings — that’s why this grade sits in the middle.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Business Quality: Profit power and business quality trail similar companies in the sector.
An investor who bought at the very peak is down 97% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
Our checks did not surface a specific strength to highlight here.
Over the last 4 years, sales fell about 1% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 20/100. For a turnaround signal, the stock first needs to close the gap with the market.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 44/100.
On our five-subject report card, KPLT sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: KPLT does earn real profits — but on our report card it still sits behind its class. The real debate isn’t the quality of the business — it’s what that quality should cost.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Not covered, because the filings we hold do not carry it: the revenue breakdown.