Originates residential mortgage loans, including conventional agency-conforming and prime jumbo loans. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
An average decline of 20% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.
This company is not turning a profit, so the market is pricing its sales instead: 0.2× for every dollar of annual revenue.
Against companies in its own sector, it looks cheaper than 2% of them.
Analysts' average target sits 20% above today's price.
An investor who bought at the very peak is down 90% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The company sells $1.5B a year; the problem isn’t sales — it’s costs running above that number.
A loss of $62.6M against $1.5B in annual sales.
The stock sits at $0.84. Under exchange rules, stocks that stay below $1 for too long risk being removed from the market.
This stock swings about 3.1 times as much as the market average. Big rallies — and big drops — can both happen fast.
On our five-subject report card, LDI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: LDI’s sales are going backwards, and it closed last year at a loss. The road back runs through both.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Analysts’ average target sits above today’s price, yet the valuation grade (2/100) says the stock isn’t cheap.
Not covered, because the filings we hold do not carry it: the revenue breakdown.