On the stock market since 2021, it operates in the world of money and finance. It has 4,695 employees. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
An average decline of 20% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
An investor who bought at the very peak is down 89% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The company sells $1.5B a year; the problem isn’t sales — it’s costs running above that number.
It pays out $0.93 per share each year — regular cash for whoever holds the stock.
A loss of $62.6M against $1.5B in annual sales.
This stock swings about 3 times as much as the market average. Big rallies — and big drops — can both happen fast.
On our five-subject report card, LDI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: LDI has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.