LMFA — Stock Film
STOCK FILMSCENE 1/11LMFA · $2.67
Stock Expert AI presents
LMFA
LM Funding America, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
LM Funding America, Inc. A quick introduction.

On the stock market since 2015, it operates in the world of money and finance. It has 16 employees. Now — the numbers.

on the stock market since 2015
16 employees
$1.9M market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $4.

The company is still in the product-building phase: its spending runs far above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales have been shrinking.

An average decline of 11% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.

$14M
2021
$6.4M
2022
$6.2M
2023
$11M
2024
$8.8M
2025
In the vault right now:
$0
DEBT: $20.6M
At this pace, that money lasts less than a year.

Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
1
very weak

Clearly below the class average.

FINANCIAL STRENGTH
1
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
15
very weak

Clearly below the class average.

GROWTH
0
very weak

Clearly below the class average.

PRICE MOMENTUM
0
very weak

Clearly below the class average.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Costs eat into the margin4/10
WORTH WATCHING

Cost Efficiency: As sales grow, profit fails to keep the same pace.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 100% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/1
The product is selling

Sales run at $8.8M a year. A small number, but proof the product has real buyers.

1
THE RISKS · 1/3
Small sales, big loss

A loss of $26.9M against $8.8M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/3
A wildly swinging price

This stock swings about 2.4 times as much as the market average. Big rallies — and big drops — can both happen fast.

3
THE RISKS · 3/3
The cash has a countdown

At the current pace of spending, the cash lasts less than a year. After that, the company needs to find new money.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, LMFA sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: LMFA is a high-risk stock — not yet profitable, and its future rides on its product catching on.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film