Provides personal banking services including savings, checking, and money market accounts. Now — the numbers.
This is an established company with proven profits.
Average growth of 10% a year over the last 4 years. Every year shown ended in profit.
The market pays 9.7× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Analysts' average target sits 2% below today's price.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
The stock trades 15% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 33% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 10% a year on average.
It pays out $0.20 per share each year — regular cash for whoever holds the stock.
Over the last 12 months, executives reported 37 sells against just 9 buys. Not an alarm bell by itself, but a number worth watching.
Since the drop from its peak, buyer appetite hasn’t come back.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: the revenue breakdown.