LOCO — Stock Film
STOCK FILMSCENE 1/11LOCO · $16.59
Stock Expert AI presents
LOCO
El Pollo Loco Holdings, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
El Pollo Loco Holdings, Inc. A quick introduction.

On the stock market since 2014, it operates in the world of consumer spending. It has 4,034 employees. Now — the numbers.

on the stock market since 2014
4,034 employees
$505.3M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $5 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 5%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
88%Services
Services 88%Franchise 11%Loyalty Reward Program 1%Gift Card Liability <1%
88% of all revenue comes from a single line: Services.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are moving sideways.

No real growth (2% a year).

$454.4M
2021
$470M
2022
$468.7M
2023
$473M
2024
$490M
2025
Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $233.3M. In times of high interest rates, a gap like that can squeeze a company.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
54
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
62
average

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
64
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
66
strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
88
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 10% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/2
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.50 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
A slow sales tempo

Over the last 3 years, sales grew only 1% a year on average — the report card’s higher growth grade leans on profit power instead.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, LOCO sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: LOCO is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film