LOCO — Stock Film
STOCK FILMSCENE 1/12LOCO · $15.18
Stock Expert AI presents
LOCO
El Pollo Loco Holdings, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
El Pollo Loco Holdings, Inc. What it actually does.

Operate quick-service restaurants specializing in Mexican-style grilled chicken. Franchise and license restaurant locations across the United States and internationally. Now — the numbers.

on the stock market since 2014
4,034 employees
$462.3M market value
WHERE DOES THE MONEY COME FROM?
88%Services
ServicesFranchise 11%Loyalty Reward Program 1%Gift Card Liability <1%
88% of all revenue comes from a single line: Services.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$490M
The net profit left over:
$26.5M
Out of every $100 in sales, $5 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 5%

This is an established company with proven profits.

THE SALES TREND
Sales are moving sideways.

No real growth (2% a year).

$454.4M
2021
2022
2023
2024
$490M
2025
Cash on hand:
$6.2M
Total debt:
$239.6M
The debt outweighs the cash.

The gap is $233.3M. In times of high interest rates, a gap like that can squeeze a company.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
17.5×

The market pays 17.5× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 68% of them.

Analysts' average target sits 12% above today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
60
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
72
strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
68
strong

Clearly above the class average — a step short of the very top.

GROWTH
63
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
87
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 12% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/1
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/1
Growth has stalled

Over the last 4 years, sales grew only 2% a year on average. At this size, speeding back up is not easy.

FINALE · THE GRADE
A
73 / 100 · MoonshotScore

On our five-subject report card, LOCO sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: LOCO is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film