Provide services to mortgage intermediaries, supporting their operations. Offer specialist mortgage and insurance advice to estate agency and new build customers. Now — the numbers.
This is an established company with proven profits.
An average decline of 13% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
If every debt were paid off today, $29.0M would still be left in the vault — a solid cushion for hard times.
The market pays 15.8× for every dollar of annual profit — around what a business like this usually costs.
No analyst target is on record for this company.
angles, checked one by one.
The 3 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Revenue Growth: Sales are going backwards, not just slowing.
The stock trades 43% below its peak. The market has trimmed its expectations for the company.
There is $90.9M in the vault; even if every debt were paid off, $29.0M would remain.
It pays out $0.15 per share each year — regular cash for whoever holds the stock.
Over the last 4 years, sales fell about 13% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.
Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.