Provides checking and savings accounts to individuals and businesses. Offers commercial, real estate, and consumer loans. Now — the numbers.
The biggest line carries real weight, but it doesn’t decide everything on its own.
This is an established company with proven profits.
Average growth of 17% a year over the last 4 years. Every year shown ended in profit.
The market pays 14.1× for every dollar of annual profit — around what a business like this usually costs.
Analysts' average target sits 11% below today's price.
Executives buying with their own money is usually read as confidence in the company’s future.
The stock trades below its recent peak — about 10% off the top. A pullback, not a collapse.
The net profit margin is 17% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 17% a year on average.
Over the last 12 months, company executives reported 69 buys and 45 sells. Management buying with its own money is usually read as a good sign.
The stock trades 11% above the average analyst price target.
The price action doesn’t yet back an upward turn.
We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.
One-line summary: few numbers, an untested story. Keep watching.