MBI — Stock Film
STOCK FILMSCENE 1/11MBI · $4.90
Stock Expert AI presents
MBI
MBIA Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
MBIA Inc. A quick introduction.

On the stock market since 1987, it operates in the world of money and finance. It has 57 employees. Now — the numbers.

on the stock market since 1987
57 employees
$306.1M market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $3.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

THE SALES TREND
Sales have been shrinking.

An average decline of 16% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.

$159M
2021
$154M
2022
$7M
2023
$42M
2024
$80M
2025
In the vault right now:
$0
DEBT: $3.3B
At this pace, that money lasts about 8.6 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
10
very weak

Clearly below the class average.

FINANCIAL STRENGTH
2
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
12
very weak

Clearly below the class average.

GROWTH
65
strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
1
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Costs eat into the margin4/10
WORTH WATCHING

Cost Efficiency: As sales grow, profit fails to keep the same pace.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 71% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales are holding up

The company sells $80M a year; the problem isn’t sales — it’s costs running above that number.

2
THE BRIGHT SIDE · 2/3
Analysts’ target sits above today’s price

The average analyst price target is $14.00186% above today’s price.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.36 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Small sales, big loss

A loss of $177M against $80M in annual sales.

2
THE RISKS · 2/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 1/100. For a turnaround signal, the stock first needs to close the gap with the market.

3
THE RISKS · 3/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 2/100.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, MBI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: MBI is a small company that closed last year at a loss. The road back to profit runs through spending discipline.

Analysts’ average target sits above today’s price, yet the valuation grade (12/100) says the stock isn’t cheap.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film