On the stock market since 1980, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
An average decline of 12% a year over the last 4 years — the most striking risk in this picture.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Growth: Sales growth trails the sector average.
The stock trades 27% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 86% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 30 buys and 4 sells. Management buying with its own money is usually read as a good sign.
It pays out $1.60 per share each year — regular cash for whoever holds the stock.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 6/100. For a turnaround signal, the stock first needs to close the gap with the market.
The growth engine is running at low revs right now. Report-card grade: 19/100.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 35/100.
On our five-subject report card, MCI sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: MCI is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.