Provides non-catastrophic reinsurance products. Offers customized reinsurance services to small and mid-size insurance companies. Now — the numbers.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
An average decline of 26% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.
This company is not turning a profit, so the market is pricing its sales instead: 14.8× for every dollar of annual revenue.
Against companies in its own sector, it looks cheaper than 8% of them.
No analyst target is on record for this company.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Clearly below the class average.
Clearly below the class average.
Growth: Sales growth trails the sector average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
The stock trades 58% below its peak. The market has trimmed its expectations for the company.
Over the last 12 months, company executives reported 12 buys and 7 sells. Management buying with its own money is usually read as a good sign.
It pays out $1.66 per share each year — regular cash for whoever holds the stock.
A loss of $201.0M against $56.4M in annual sales. And on top of that, sales fell from the year before.
At the current pace of spending, the cash lasts less than a year. After that, the company needs to find new money.
On our five-subject report card, MHLA sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: MHLA’s sales are going backwards, and it closed last year at a loss. The road back runs through both.
Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.