MLVF — Stock Film
STOCK FILMSCENE 1/11MLVF · $16.97
Stock Expert AI presents
MLVF
Malvern Bancorp, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Malvern Bancorp, Inc. A quick introduction.

On the stock market since 2008, it operates in the world of money and finance. It has 77 employees. Now — the numbers.

on the stock market since 2008
77 employees
$129.7M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $22 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 22%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
51%Other Loan Fee Income
Other Loan Fee Income 51%Debit card fees 29%Other Fee Income 17%Credit Card Fees 3%ATM Fees 1%Other 1%
51% of all revenue comes from a single line: Other Loan Fee Income.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are moving sideways.

No real growth (1% a year). Red columns mark years that ended in a loss.

$30.3M
2018
$31.7M
2019
$29.8M
2020
$31.8M
2021
$31.6M
2022
Every quarter, analysts set a profit bar.
How many of the last 6 did the company clear?
3 / 6
EXPECTATIONS MET OR BEATEN
3
Feb 2022
May 2022
Aug 2022
Dec 2022
Feb 2023
May 2023
3 TIMES IN THE LAST 6 QUARTERS
A mixed scorecard.
What executives did with their own stock over the last 12 months:
74 buy51 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 12% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 22% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 74 buys and 51 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.31 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
Sales are shrinking

Over the last 3 years, sales fell about 0% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, MLVF sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: MLVF is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 24, 2026 · stockexpertai.com · Stock Film