MOFG — Stock Film
STOCK FILMSCENE 1/11MOFG · $49.31
Stock Expert AI presents
MOFG
MidWestOne Financial Group, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
MidWestOne Financial Group, Inc. A quick introduction.

On the stock market since 2008, it operates in the world of money and finance. It has 757 employees. Now — the numbers.

on the stock market since 2008
757 employees
$1B market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $1.3.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

THE SALES TREND
Sales are moving sideways.

No real growth (-2% a year). Red columns mark years that ended in a loss.

$223.4M
2020
$219.2M
2021
$244.3M
2022
$268M
2023
$206M
2024
In the vault right now:
$0
DEBT: $116.6M
At this pace, that money lasts about 25.4 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

What executives did with their own stock over the last 12 months:
27 buy2 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Costs eat into the margin4/10
WORTH WATCHING

Cost Efficiency: As sales grow, profit fails to keep the same pace.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 27 buys and 2 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.21 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Small sales, big loss

A loss of $60.3M against $206.0M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 37% above the average analyst price target.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, MOFG sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: MOFG is a small company that closed last year at a loss. The road back to profit runs through spending discipline.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 24, 2026 · stockexpertai.com · Stock Film