MOFG — Stock Film
STOCK FILMSCENE 1/11MOFG · $49.31
Stock Expert AI presents
MOFG
MidWestOne Financial Group, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
MidWestOne Financial Group, Inc. What it actually does.

Provides commercial and retail banking products and services. Offers deposit products like checking, savings, and money market accounts. Now — the numbers.

on the stock market since 2008
757 employees
$1B market value
Revenue last year:
$206M
The loss that same year:
$60.3M
For every $1 it earns, the company spends $1.3.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

THE SALES TREND
Sales are moving sideways.

No real growth (-2% a year). Red columns mark years that ended in a loss.

$223.4M
2020
2021
2022
2023
$206M
2024
In the vault right now:
$1.5B
DEBT: $116.6M
At this pace, that money lasts about 25.4 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

THE PRICE TAG
MARKET VALUE / ANNUAL SALES
4.9×

This company is not turning a profit, so the market is pricing its sales instead: 4.9× for every dollar of annual revenue.

Analysts' average target sits 37% below today's price.

What executives did with their own stock over the last 12 months:
27 buy2 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 27 buys and 2 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.21 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Small sales, big loss

A loss of $60.3M against $206.0M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 37% above the average analyst price target.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film