Provide a variety of commercial banking services to individuals and businesses. Offer time and demand deposit products, including checking and savings accounts. Now — the numbers.
Revenue is spread across several business lines; no single line carries the company.
This is an established company with proven profits.
Average growth of 23% a year over the last 4 years. Every year shown ended in profit.
The market pays 16.7× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 91% of them.
Analysts' average target sits 3% above today's price.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
The stock has been running stronger than the market lately.
Growth: Sales growth trails the sector average.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 17% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 58 buys and 5 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.94 per share each year — regular cash for whoever holds the stock.
The growth engine is running at low revs right now. Report-card grade: 22/100.
On our five-subject report card, MPB sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: MPB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.