MQ — Stock Film
STOCK FILMSCENE 1/11MQ · $15.80
Stock Expert AI presents
MQ
Marqeta, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Marqeta, Inc. A quick introduction.

On the stock market since 2021, it operates in the world of technology. It has 938 employees. Now — the numbers.

on the stock market since 2021
938 employees
$1.7B market value
Revenue last year:
$0
The loss that same year:
$0
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

WHERE DOES THE MONEY COME FROM?
95%Platform Service Revenue, Net
Platform Service Revenue, Net 95%Other Services Revenue 5%
95% of all revenue comes from a single line: Platform Service Revenue, Net.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

In the vault right now:
$0
DEBT: $21.8M
At this pace, that money lasts about 77.5 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
74
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
82
very strong

Debt is low and cash is strong; the finances stand solid.

VALUATION
63
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
82
very strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
32
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Executives aren’t buying3/10
WORTH WATCHING

Executive Buying: The trades send no strong signal of confidence.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 88% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales are holding up

The company sells $624.9M a year; the problem isn’t sales — it’s costs running above that number.

2
THE BRIGHT SIDE · 2/3
Strong cash, light debt

There is $1.1B in the vault; even if every debt were paid off, $1.1B would remain.

3
THE BRIGHT SIDE · 3/3
Delivers on expectations

It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.

1
THE RISKS · 1/2
Lost money last year

A loss of $13.9M against $624.9M in annual sales.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 41% above the average analyst price target.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, MQ sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: MQ has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film