MSVB — Stock Film
STOCK FILMSCENE 1/10MSVB · $17.69
Stock Expert AI presents
MSVB
Mid-Southern Bancorp, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Mid-Southern Bancorp, Inc. A quick introduction.

On the stock market since 1999, it operates in the world of money and finance. It has 40 employees. Now — the numbers.

on the stock market since 1999
40 employees
$51M market value
Revenue last year:
$0
The loss that same year:
$0
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

WHERE DOES THE MONEY COME FROM?
51%ATM and debit card fee income
ATM and debit card fee income 51%Deposit account service charges 34%Brokered loan fees. 14%Other income 1%
51% of all revenue comes from a single line: ATM and debit card fee income.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are moving sideways.

No real growth. Red columns mark years that ended in a loss.

$8.3M
2020
$8.8M
2021
$10M
2022
$8.9M
2023
-$2.2M
2024
What executives did with their own stock over the last 12 months:
35 buy0 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 35 buys and 0 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.24 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Small scale, thin loss

A loss of $7.1M against -$2.2M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/2
The stock has lost its spark

The price action doesn’t yet back an upward turn.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, MSVB sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: MSVB is a small company that closed last year at a loss. The road back to profit runs through spending discipline.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film