NAVN — Stock Film
STOCK FILMSCENE 1/10NAVN · $21.02
Stock Expert AI presents
NAVN
Navan, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Navan, Inc. What it actually does.

Provides an AI-powered software platform for travel and expense management. Streamlines the entire travel lifecycle, from booking to reporting. Now — the numbers.

on the stock market since 2025
3,700 employees
$5B market value
Revenue last year:
$702.3M
The loss that same year:
$398M
For every $1 it earns, the company spends $1.6.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

In the vault right now:
$740.5M
DEBT: $174.4M
At this pace, that money lasts about 1.9 years.

Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.

THE PRICE TAG
MARKET VALUE / ANNUAL SALES
7.2×

This company is not turning a profit, so the market is pricing its sales instead: 7.2× for every dollar of annual revenue.

Against companies in its own sector, it looks cheaper than 26% of them.

Analysts' average target sits 42% above today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
29
very weak

Clearly below the class average.

FINANCIAL STRENGTH
65
strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
26
very weak

Clearly below the class average.

GROWTH
72
strong

Clearly above the class average — a step short of the very top.

PRICE MOMENTUM
83
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.

Business Quality: Profit power and business quality trail similar companies in the sector.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 31% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 2 years, sales grew about 32% a year on average.

2
THE BRIGHT SIDE · 2/2
Sales are holding up

The company sells $702.3M a year; the problem isn’t sales — it’s costs running above that number.

1
THE RISKS · 1/2
The losses continue

A loss of $398.0M against $702.3M in annual sales.

2
THE RISKS · 2/2
The cash has a countdown

At the current pace of spending, the cash lasts about 1.9 years. After that, the company needs to find new money.

FINALE · THE GRADE
D
30 / 100 · MoonshotScore

On our five-subject report card, NAVN sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: NAVN has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

Analysts’ average target sits above today’s price, yet the valuation grade (26/100) says the stock isn’t cheap.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the growth trend, earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film